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  2. VA loan - Wikipedia

    en.wikipedia.org/wiki/VA_loan

    A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

  3. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify. Later that same year, the program was expanded to include those ...

  4. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    That said, many first-time buyers go with a 30-year, fixed-rate mortgage because the monthly payments are lower and more predictable. Two popular 30-year fixed-rate choices: conventional loans and ...

  5. Mobile home - Wikipedia

    en.wikipedia.org/wiki/Mobile_home

    A mobile home (also known as a house trailer, park home, trailer, or trailer home) is a prefabricated structure, built in a factory on a permanently attached chassis before being transported to site (either by being towed or on a trailer). Used as permanent homes, or for holiday or temporary accommodation, they are often left permanently or ...

  6. Is doing a VA cash-out refinance a good idea? Here’s ... - AOL

    www.aol.com/finance/doing-va-cash-refinance-good...

    Consider this perspective: Your home loan is structured to span 15 or 30 years because real estate is a durable asset that provides long-term benefits and is likely to appreciate in value.

  7. Mortgage rates for July 12, 2024 - AOL

    www.aol.com/finance/daily-mortgage-rates-for...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, ... Florida picking up the pieces after Milton: 11 dead, 3.1M in dark. Live updates.

  8. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    The mortgage industry of the United States is a major financial sector. The federal government created several programs, or government sponsored entities, to foster mortgage lending, construction and encourage home ownership. These programs include the Government National Mortgage Association (known as Ginnie Mae), the Federal National Mortgage ...

  9. Best jumbo mortgage lenders in 2024 - AOL

    www.aol.com/finance/best-jumbo-mortgage-lenders...

    620 for conventional loans, 740 for jumbo loans. 5% for conventional loans, 3.5% for FHA loans, none for VA and USDA loans. 4.8. Wells Fargo. 620 for conventional loans. 3% for conventional loans ...

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