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Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit. The same full retirement age applies, which is 67 for those born in 1960 or later, and ...
Spousal benefits are reduced by 25/36 of 1% each month before your full retirement age, up to 36 months. Each month after that further reduces spousal benefits by 5/12 of 1% monthly. For example ...
The average spouse of a retired worker collects just over $900 per month, according to data from the Social Security Administration from August 2024, so it pays to take advantage of this type of ...
You typically become eligible for both at 62, but delaying your claim increases your checks. ... Ex-spouses. Spousal Social Security benefit rules for ex-spouses are a little different:
For spouses to receive the benefit, they must be at least age 62 or care for a child under age 16 (or one receiving Social Security disability benefits). ... Spouses have a lot of flexibility ...
Here are some key rules to follow. 1. If you're married, you can't file until your spouse claims Social Security. If you're someone who's divorced, you don't need to wait for your ex to claim ...
A spousal beneficiary must be: At least age 62 or have a qualifying child in their care. A qualifying child is the spouse's child under age 16 or who receives Social Security disability benefits ...
To qualify for Social Security spousal benefits, one must meet specific criteria, including age and marital status. Firstly, one must be at least 62 years old and the spouse must be eligible for ...
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