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The following years were characterised by an increase in competition from commercial plans, the explosion of insurance and medical costs and a decrease in enrollments. In Quebec, the insurance industry failed to extend its protection to lower-class workers and the coalition that initially supported Blue Cross over a state intervention faded.
According to the United States Census Bureau, 59.3% of U.S. citizens have health insurance related to employment, 27.8% have government-provided health-insurance; nearly 9% purchase health insurance directly (there is some overlap in these figures), and 15.3% (45.7 million) were uninsured in 2007. [23]
The Canassurance Hospital Service Association, also called Blue Cross Canassurance, is a not-for-profit health insurance provider in Canada. [2] It is a member of the Canadian Association of Blue Cross Plans, operating in Ontario under the brand Ontario Blue Cross and in Quebec as Québec Blue Cross (French: Croix Bleue du Québec).
The Canada Health Act covers the services of psychiatrists, medical doctors with additional training in psychiatry. In Canada, psychiatrists tend to focus on the treatment of mental illness with medication. [67] However, the Canada Health Act excludes care provided in a "hospital or institution primarily for the mentally disordered."
The Canadian Association of Blue Cross Plans (CABCP; French: Association canadienne des Croix Bleue) is a federation of regional not-for-profit insurance providers in Canada. All providers that are members of CABCP, called "member plans", are independent entities which are overseen by the association to ensure consistent performance standards.
The Travelers Insurance Company was founded in Hartford by James G. Batterson, a stone contractor [12] who became aware for the first time of accident insurance for travelers (i.e., an early form of travel insurance) while traveling in England in 1859 from Leamington to London. [13]
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