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Social Security looks at your 35 highest-earning years to calculate your Average Indexed Monthly Earnings (AIME), which determines your monthly benefit. Here's what happens if you don't have a ...
As a general rule of thumb, Social Security benefits are designed to replace about 40% of pre-retirement income. It will be more if you were a lower earner, or less if you are a higher earner.
If you realize your nest egg will give you $2,000 a month, and you expect to need $5,000 a month to retire comfortably, then you'll want to see what Social Security benefit you're entitled to at FRA.
Year of birth. Full retirement age. 1937 and before. 65. 1938-1942. 65 + 2 months for each year past 1937. 1943-1954. 66. 1955-1959. 66 + 2 months for each year past 1954
A separate analysis from the Center on Budget and Policy Priorities found that the poverty rate for adults aged 65 and above would be nearly four times higher if Social Security didn't exist -- 10 ...
According to the National Academy of Social Insurance, Social Security is the sole source of income for roughly 20 percent of Americans aged 65 and older, while more than 80 percent of people in ...
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