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  2. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    This type of policy offers life-long coverage, as long as you pay your premium, but gives you the freedom to adjust the premium and coverage amounts to fit your budget and financial plans.

  3. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  4. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    It’s thorough and helps the insurer accurately assess your health and set your premium rates. ... entire life as long as you pay your premiums and meet the terms of the policy. Whole policies ...

  5. 6 ways for seniors and retirees to save on homeowners insurance

    www.aol.com/finance/ways-seniors-save-homeowners...

    The average cost of a homeowners policy has risen more than 30% since 2020. Yet you can still find ways to save on insurance, especially for seniors. See cost-saving tips for paying less on your ...

  6. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    The life insurance manual defines policy dividends as refunds of premium over-payments. They are therefore not exactly like corporate stock dividends, which are payouts of net income from total revenues. Modified whole life insurance features smaller premiums for a specified period of time, followed by higher premiums for the remainder of the ...

  7. Life settlement - Wikipedia

    en.wikipedia.org/wiki/Life_settlement

    A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]

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