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An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
6. Don’t file unnecessary claims. This is a big one, because nothing will jack up your premium faster than filing a damage claim. Of course, it's sometimes necessary to file a claim — after ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Auto repair insurance is an extension of car insurance available in all 50 of the United States that covers the natural wear and tear on a vehicle, independent of damages related to a car crash. [66] Some drivers opt to buy the insurance as a means of protection against costly breakdowns unrelated to a crash.
Know the location of your main water valve and shut it off when a problem arises. Before leaving home for vacation, shut off the water supply to refrigerators and washing machines.
Let's look at an example: If you're paying $1,500 annually for car insurance and qualify for a 25% telematics discount through safe driving habits, you'd save $375 per year.
Without one, water in the fuel becomes water in the engine, where it can rust either the cylinders or the complicated mechanical fuel injection pump. The former could destroy the engine, while the latter would denigrate the engine's running characteristics and possibly deep-six the pump – which, in a mechanically-injected diesel, is an ...
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