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  2. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Credit counseling involves working with an agency that will take a detailed look into your finances and make recommendations to help you get out of debt. This strategy can help you take control of ...

  3. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A credit dispute letter may work to eliminate or correct negative marks on your credit. However, that may not be the only step you need to take to improve your credit. Consider the following options:

  4. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    A credit counseling agency is (typically) a nonprofit organization that offers advice and counseling for those who need help managing debt. These companies help consumers create debt management ...

  5. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

  6. Form letter - Wikipedia

    en.wikipedia.org/wiki/Form_letter

    A form letter is a letter written from a template, rather than being specially composed for a specific recipient.The most general kind of form letter consists of one or more regions of boilerplate text interspersed with one or more substitution placeholders.

  7. Letter of understanding - Wikipedia

    en.wikipedia.org/wiki/Letter_of_understanding

    A Letter of Understanding (LOU) is a formal text that sums up the terms of an undertakings of a contract which may have been negotiated up to this point only in spoken form or otherwise informally. It reviews the terms of an agreement for a service , a project or a deal and is often written as a step before a more detailed contract is issued.

  8. How to use your year-end credit card summary to audit your ...

    www.aol.com/finance/end-credit-card-summary...

    Credit card issuers often send year-end summaries that compile all of your purchases with that card over the year. These reports typically arrive sometime in January, but you can often view that ...

  9. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit counseling agency, with the client's permission, can obtain a client's credit report with no adverse action. A consumer can check his or her own credit report without impacting creditworthiness. This is referred to as a "consumer disclosure" inquiry. Employment screening inquiries; Insurance related inquiries; Utility related inquiries

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