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2. What is a 609 dispute letter? - AOL

   www.aol.com/finance/609-dispute-letter-221731481...

   A 609 dispute letter can help you clean up errors on your credit report. ... Transunion: 800-916-8800. What happens after you send a 609 dispute letter ... the credit bureau will remove it from ...

3. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is not a credit dispute. A dispute asks a credit bureau to verify the accuracy of something on your credit report, while a goodwill letter asks creditors for leniency on a ...

4. Student Loans: How To Get a Late Payment Removed From ... - AOL

   www.aol.com/student-loans-payment-removed-credit...

   Now that the more than three-year COVID-19 student loan payment pause has come to an end, 28 million borrowers have entered repayment since Oct. 1, 2023. With this massive transition from a full...

5. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   Fair and Accurate Credit Transactions Act; Other short titles: Financial Literacy and Education Improvement Act: Long title: An Act to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.

6. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Investigate consumer disputes received from credit reporting agencies; Correct, delete, or verify information within 30 days of receipt of a dispute; and, Inform consumers about negative information which is in the process of or has already been placed on a consumer's credit report within one month.

7. Credit bureau - Wikipedia

   en.wikipedia.org/wiki/Credit_bureau

   A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]