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  2. Mortgage and refinance rates for Jan. 27, 2025: Average rates ...

    www.aol.com/mortgage-and-refinance-rates-for-jan...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

  3. Foreign exchange date conventions - Wikipedia

    en.wikipedia.org/wiki/Foreign_exchange_date...

    The spot date is day T+1 if the currency pair [1] is USD/CAD, USD/TRY, USD/PHP or USD/RUB. In this case, T+1 must be a business day and not a US holiday. If an unacceptable day is encountered, move forward one day and test again until an acceptable date is found. The spot date is day T+2 otherwise. The calculation of T+2 must be done by ...

  4. Settlement (finance) - Wikipedia

    en.wikipedia.org/wiki/Settlement_(finance)

    Two-day settlement has been the convention in the off-exchange foreign exchange market well before exchanges moved to this convention. Government securities, stock options, and options on futures contracts settle on the next business day following the trade or T+1. Futures contracts themselves settle the day of the trade.

  5. Settlement date - Wikipedia

    en.wikipedia.org/wiki/Settlement_date

    Settlement date is a securities industry term describing the date on which a trade (bonds, equities, foreign exchange, commodities, etc.) settles.That is, the actual day on which transfer of cash or assets is completed and is usually a few days after the trade was done.

  6. Spot market - Wikipedia

    en.wikipedia.org/wiki/Spot_market

    In a spot market, settlement normally happens in T+2 working days, i.e., delivery of cash and commodity must be done after two working days of the trade date. [1] A spot market can be through an exchange or over-the-counter (OTC). Spot markets can operate wherever the infrastructure exists to conduct the transaction.

  7. Refinance rates for Wednesday, January 22, 2025 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Average rates for popular mortgage terms are inching in opposite directions as of Wednesday, January 22, 2025, with benchmark 30-year fixed rates edging lower, while 15-year rates move higher ...

  8. Non-deliverable forward - Wikipedia

    en.wikipedia.org/wiki/Non-deliverable_forward

    This is essentially 2 days before the settlement day. settlement date (or delivery date): This is the day when the difference is paid or received. It is usually one or two business days after the fixing date. contracted NDF rate: the rate agreed on the transaction date, and is essentially the outright forward rate of the currencies dealt.

  9. Real-time gross settlement - Wikipedia

    en.wikipedia.org/wiki/Real-time_gross_settlement

    In an RTGS system, transactions are settled across accounts held at a central bank on a continuous gross basis. The settlement is immediate, final, and irrevocable. Credit risks due to settlement lags are eliminated. The best RTGS national payment systems cover up to 95% of high-value transactions within the national monetary market.