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Minimum requirements. Online lenders. Traditional banks and credit unions. Time in business. Six months to two years. Two years. Personal credit score. Around 600, but as low as 500
Time in business: 6 months to 1 year. Online loans also have fast funding speeds, as quick as 24 to 48 hours. This makes them ideal if you need funds quickly to cover a cash flow gap or emergency ...
Bankrate insight. Kiva is a hybrid platform that combines peer-to-peer lending with crowdfunding. You can get loans up to $15,000 with no interest. But you’ll need to pitch your business funding ...
Lender. Best for. Bankrate score. Lendio. Fast and easy business loans. 4.6. OnDeck. Easy short-term lines of credit. 4.6. Fundible. Easy business loans for bad credit
Microloans are business loans offered in low loan amounts, such as $50,000. Microlenders often cater to disadvantaged businesses that can’t find traditional financing elsewhere.
Business grants for women. Business grants for Black women. Business grants for felons. Crowdfunding. Crowdfunding lets you raise capital in small amounts by seeking funds from large groups of ...
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