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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
Floor planning is commonly used in new and used car dealerships. [2] Contrary to common perceptions, most car dealers do not pay cash for the vehicles on their lot. [3] Even smaller dealerships can have an inventory of vehicles representing millions of dollars of capital investment.
For example, if a dealer has an interest rate offer of 7.9% financing OR a $2000.00 rebate and a consumer's lending source offers 8.25%, a consumer should compare at the credit union what payments and total interest paid would be, if the consumer financed $2000.00 less at the credit union. The dealer can have their lending institution check a ...
State Reps. Brian Lorenz, R-Powell, and Elgin Rogers, D-Toledo, introduced House Bill 442, which would require municipalities to accept cash and credit card payments in addition to mobile payments ...
The Ford Motor Company - Columbus Assembly Plant is a historic building in Downtown Columbus, Ohio. The Ford plant was constructed in 1914, to designs by John Graham. The plant operated until 1939. In later years, it became the Kroger Co. Columbus Bakery, operating until 2019. The building was sold in 2020, and is planned to be redeveloped into ...
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