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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Request copies of your original reports directly from each bureau: Equifax, Experian and TransUnion. You can get free copies of your credit reports at AnnualCreditReport.com, an official website ...

3. How to unfreeze credit if you lose your PIN - AOL

   www.aol.com/finance/unfreeze-credit-lose-pin...

   Like Equifax, you can also unfreeze your credit report over the phone or by mail. Here’s how: Over the phone: Call 1-888-EXPERIAN (888-397-3742) and speak to a representative.

4. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

5. Credit freeze - Wikipedia

   en.wikipedia.org/wiki/Credit_freeze

   Individuals who freeze their credit reports must therefore unfreeze their reports before they wish to apply for credit themselves. [citation needed] However, these can be avoided with proper preplanning. With proper documentation, most individuals should be able to unfreeze your credit scores with all three bureaus within 15 to 20 minutes.

6. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   Because the reports generated by consumer reporting agencies — Equifax, Experian and TransUnion — are not identical. The old debt in question might be listed in some credit reports but not ...

7. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   Credit Karma: Daily TransUnion & Daily Equifax full reports [8] TransUnion, Equifax [8] Sometimes [9] VantageScore 3.0 [10] Credit Sesame Monthly summary [11] TransUnion [11] Last 4 digits only [11] VantageScore 3.0 [11] Equifax Core Credit Monthly summary [12] Equifax Last 4 digits only [12] VantageScore 3.0 [12] FICO Free Credit Score Plan ...