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  2. Workers' compensation - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation

    Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...

  3. Experience modifier - Wikipedia

    en.wikipedia.org/wiki/Experience_modifier

    The experience modifier adjusts workers compensation insurance premiums for a particular employer based on a comparison of past losses of that employer to what is calculated to be "average" losses of other employers in that state in the same business, adjusted for size.

  4. Workers' compensation (United States) - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation_...

    The topic of workers' compensation fraud is highly controversial, with claimant supporters arguing that fraud by claimants is rare—as low as one-third of one percent, [64] others focusing on the widely reported National Insurance Crime Bureau statistic that workers' compensation fraud accounts for $7.2 billion in unnecessary costs, [65] and ...

  5. National Council on Compensation Insurance - Wikipedia

    en.wikipedia.org/wiki/National_Council_on...

    The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers' compensation. Operating with a not-for-profit philosophy and owned by its member insurers, NCCI annually collects data covering more than four million workers compensation claims and two million policies. The ...

  6. Employee benefits - Wikipedia

    en.wikipedia.org/wiki/Employee_benefits

    The Bureau of Labor Statistics, [3] like the International Accounting Standards Board, [4] defines employee benefits as forms of indirect expenses. Managers tend to view compensation and benefits in terms of their ability to attract and retain employees, as well as in terms of their ability to motivate them.

  7. Glossary of construction cost estimating - Wikipedia

    en.wikipedia.org/wiki/Glossary_of_construction...

    In cost estimating, the hands-on workers contribute to the production and are counted in calculations of the production rate. Other workers supervise or support the hands-on work in some way. Wage rate - The agreed monetary compensation per hour for a person to accomplish work. This is the pay provided to the worker, excluding any fringe ...

  8. Disability insurance - Wikipedia

    en.wikipedia.org/wiki/Disability_insurance

    However, workers' compensation is in fact more than just income insurance, because it compensates for economic loss (past and future), reimbursement or payment of medical and life expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (offering a form of life ...

  9. Labor burden - Wikipedia

    en.wikipedia.org/wiki/Labor_burden

    Labor burden is the actual cost of a company to have an employee, in addition to wages that the employee earns. Labor burden costs include benefits that a company pays for employees that are included on their payroll, including payroll taxes, pension costs, workers compensation, health and dental insurance, and the cost of any other benefits that a company provides an employee.