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2. 8 ways to spot personal loan scams and protect your finances

   www.aol.com/finance/8-ways-spot-personal-loan...

   Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.

3. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...

4. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Some lenders work with individuals with bad credit, although the rates are often higher (up to 35.99 percent), but still not as high as payday loan rates. Lightbulb Bankrate insider tips

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Personal loans are an attractive option, especially if you need quick cash. But as Bankrate senior loans writer Denny Ceizyk explains, they aren’t the best financial move for everyone.

6. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   8 warning signs of a debt collector scam Receiving a call, email or letter from a company purporting to be a debt collector can spark alarm. Before disclosing any information, look for these eight ...

7. What are instant loans? Everything you need to know - AOL

   www.aol.com/finance/instant-loans-everything...

   According to debt.org, payday loans have interest rates between 300 to 500 percent. A bad credit personal loan may have an APR of 25 to 37 percent, at the highest. Plus, most personal loans offer ...