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Fractional amounts of the policy will be paid out if the covered employee loses a bodily appendage or sight because of an accident. [2] [3] [4] Additionally, AD&D generally pays benefits for the loss of limbs, fingers, toes, sight and permanent paralysis. The types of injuries covered and the amount paid vary by insurer and package, and are ...
Accidental death and dismemberment (AD&D) insurance provides coverage if you lose a limb or your death is the result of an accident. Between AD&D and term life, term life covers more causes of death.
According to section 80C of the Income Tax Act, 1961 (now to be replaced by Section 123 of Income Tax Act, 2025 with effect from 01.04.2026 [30]) premiums paid towards a valid life insurance policy can be exempted from the taxable income. Along with life insurance premiums, section 80C allows an exemption for other financial instruments such as ...
Critical illness insurance, otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.
The Enforcement Directorate (ED) is a law enforcement and economic intelligence agency of the Government of India. Established on 1 May 1956, it is responsible for enforcing economic laws and combating financial crimes. [1] The ED operates under the Department of Revenue, Ministry of Finance, with its headquarters in New Delhi. [2]
The employee pays the remaining fraction of the premium, usually with pre-tax/tax-exempt earnings. These percentages have been stable since 1999. [73] Health benefits provided by employers are also tax-favored: Employee contributions can be made on a pre-tax basis if the employer offers the benefits through a section 125 cafeteria plan.
Cycle of research and development Spending on research and development as share of GDP (2015). Research and development (R&D or R+D), [1] known in some countries as experiment and design, is the set of innovative activities undertaken by corporations or governments in developing new services or products.
Accidental discharge, a mechanical failure of a firearm causing it to fire; Active duty, a status of full duty or service, usually in the armed forces; Air defense, an anti-aircraft weaponry and systems