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A destroyed home near Fairview, N.C., in Buncombe County, on Monday in the aftermath of Hurricane Helene. Less than 1% of residences in the county have flood insurance.
In North Carolina, less than 3% of households are protected with flood insurance, NFIP data shows. Part of the problem, say experts, is that many homeowners underestimate the risk.
The North Carolina State Climate Office at North Carolina State University reported that its Mount Mitchell weather station recorded 24.41 in (620 mm) of rainfall. The office referred to the total as "off the charts", comparing it to 16.5 in (420 mm) of rainfall being a once-in-1,000-year flood for the area.
The county is currently using 500-year flood maps to indicate areas where residents should be ready to evacuate. "We are using the 500-year flood plain maps as kind-of a guide.
The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [ 2 ] Such maps are used in town planning , in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property.
Part of a structure sits in floodwaters on a road in Canton on Friday, Sept. 27, 2024 as the remnants of Hurricane Helene caused flooding, downed trees, and power outages in western North Carolina.
This made Floyd the costliest hurricane in North Carolina's history. It retained this status until 2018, when Hurricane Florence left $22 billion in damage in the state. [5] With 76 fatalities reported nationwide, Floyd was the deadliest hurricane in the United States since Hurricane Agnes in 1972; 52 of these fatalities occurred in North ...
"In counties and rural areas, you need to pick up 10 to 20 square miles of drainage before a FEMA flood map starts picking up on the floodplain area, yet you have flood risk even if there's only a ...
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