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2. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

3. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Hard credit inquiries, sometimes called hard pulls or hard credit checks, take place when you request a new line of credit or begin the process of taking on a major financial commitment.

4. Business line of credit vs. business credit cards - AOL

   www.aol.com/finance/business-line-credit-vs...

   The credit line on a small business line of credit can be quite high. Depending on your business credit history and the company’s financial health, a card’s credit line can easily reach ...

5. What is a credit privacy number? - AOL

   www.aol.com/finance/credit-privacy-number...

   A credit privacy number is an alternative to a Social Security number. ... like a bankruptcy, can stay on your report for up to 10 years. The bottom line. CPNs are a scam. Shady credit repair ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

7. Can you use your debit card as credit to build your credit score?

   www.aol.com/finance/debit-card-credit-build...

   A credit card is linked to a line of credit issued by a bank. When you make a purchase with your credit card, the balance owed on the line of credit increases. ... which means that you won’t ...