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2. Credit union vs. bank mortgage: How to choose - AOL

   www.aol.com/finance/credit-union-vs-bank...

   Mortgage types: Many banks and credit unions offer a variety of mortgage loans, such as fixed and adjustable-rate mortgages, conventional mortgages and FHA loans.

3. Credit unions: What makes them special? How are they ... - AOL

   www.aol.com/finance/credit-unions-makes-them...

   Plus, credit unions are not-for-profit companies that are focused on serving their members’ needs—meaning you can get higher yields on deposit products and lower interest rates on loans ...

4. The Pros and Cons of Credit Unions - AOL

   www.aol.com/finance/pros-cons-credit-unions...

   Credit unions are financial institutions that accept and insure deposits, issue loans, extend credit and provide most of the same services as banks. However, some key differences set them apart ...

5. Credit union - Wikipedia

   en.wikipedia.org/wiki/Credit_union

   A branch of the Coastal Federal Credit Union in Raleigh, North Carolina. A credit union is a member-owned nonprofit cooperative financial institution.They may offer financial services equivalent to those of commercial banks, such as share accounts (savings accounts), share draft accounts (cheque accounts), credit cards, credit, share term certificates (certificates of deposit), and online banking.

6. Participation loan - Wikipedia

   en.wikipedia.org/wiki/Participation_loan

   Buying participation loans is a way for banks to diversify their assets. By investing a variety of loans in different locales, they reduce their risk and exposure to potential losses if a calamity, such as a natural disaster or severe economic depression, were to strike their particular community. [1]

7. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   FAQ: Mortgages, refinancing and paying down your home loans. ... including a mix of banks and credit unions, to find the best refinance rates and terms for your budget.

8. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   The best mortgage refinance rates go to those with a score of at least 740. Pay for large expenses. You can do a cash-out refinance to tap your home’s equity for ready money. You can use these ...

9. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

   www.aol.com/finance/time-refinance-mortgage-5...

   Others are credit unions, mortgage brokers, or other types. Which type is the best fit for you depends mainly on your comfort level with the different business models of these financial firms.