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  2. The Pros and Cons of Automatic 401 (k) Enrollment

    www.aol.com/news/2011-07-11-401k-automatic...

    A 2006 law designed to increase retirement savings allowed companies to auto-enroll employees in 401(k) plans. The Wall Street Journal concludes the law undercuts retirement The Pros and Cons of ...

  3. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    The 401(k) has two varieties: the traditional 401(k) and the Roth 401(k). Traditional 401(k) : Employee contributions are made with pretax dollars, lowering your taxable income.

  4. Defined contribution plan - Wikipedia

    en.wikipedia.org/wiki/Defined_contribution_plan

    A defined contribution (DC) plan is a type of retirement plan in which the employer, employee or both make contributions on a regular basis. [1] Individual accounts are set up for participants and benefits are based on the amounts credited to these accounts (through employee contributions and, if applicable, employer contributions) plus any investment earnings on the money in the account.

  5. Part-Time Workers Need to Know About This Important 2025 ...

    www.aol.com/finance/part-time-workers-know...

    Part-time workers will now have an easier time contributing to their employers' 401(k) plans, thanks to a provision in the 2022 SECURE 2.0 Act that finally went into effect in 2025. This also ...

  6. Employee compensation in the United States - Wikipedia

    en.wikipedia.org/wiki/Employee_compensation_in...

    In an ERISA-qualified plan (like a 401(k) plan), the company's contribution to the plan is tax deductible to the plan as soon as it is made, but not taxable to the individual participants until it is withdrawn. So if a company puts $1,000,000 into a 401(k) plan for employees, it writes off $1,000,000 that year.

  7. Employer matching program - Wikipedia

    en.wikipedia.org/wiki/Employer_Matching_Program

    Regardless of how or when an employee stops employment, the money that an employee invests in their 401(k) plan is retained by the employee. [9] The contributions made by an employer may or may not be retained based on the vesting program. A vested employee is one that has worked in a company for a specified amount of time.

  8. Alight Solutions - Wikipedia

    en.wikipedia.org/wiki/Alight_Solutions

    Alight was formed in May 2017 after the acquisition of the benefits outsourcing department of Aon Hewitt by private equity funds affiliated with Blackstone Group L.P. [3] [4] It is headquartered in Chicago, Illinois. [5] [6] In August 2024, Dave Guilmette was hired as a new CEO of the company. [7]

  9. 20 best retirement plans from Google, Apple and other major ...

    www.aol.com/article/2016/12/30/20-best...

    The modern 401k was invented by accident in 1978. Lawmakers inserted the provision into the IRS tax code in an effort to quell rising anxieties about the tax status of profit-sharing plans.

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