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Use the Right Credit Card. ... but there are some like the Amex Gold Card that can net as high as 8% cash back.” ... The poll found that 13% of respondents cut back on spending on groceries ...
If you don’t want to juggle multiple cards, open a flat-rate cashback credit card that earns a solid return on all purchases, such as the Citi® Double Cash Card that earns 1% back when you make ...
The IHG One Rewards Premier Credit Card, for instance, awards Diamond IHG One Rewards status after $40,000 in spending. Cash flow management: A credit card buys you 30-60 extra days before the ...
The act lowered federal income tax rates, decreasing the number of tax brackets and reducing the top tax rate from 50 percent to 28 percent. The act also expanded the earned income tax credit , the standard deduction , and the personal exemption , removing approximately six million lower-income Americans from the tax base.
Here are some additional tips from financial advisors on making filing simple and maximizing your refund. (And don't miss Fortune 's other tax season coverage .) 1.
Having funds available can prevent you from having to borrow money or open a credit card to pay for sudden or unavoidable costs. ... can increase your credit score and provides more cash in your ...
In fact, it may be best to use a debit card or cash for all of your spending for a while. Transfer that high-cost credit card debt to a new card with a lengthy interest-free balance transfer period.
An example of mental accounting is people's willingness to pay more for goods when using credit cards than if they are paying with cash. [1] This phenomenon is referred to as payment decoupling. Mental accounting (or psychological accounting ) is a model of consumer behaviour developed by Richard Thaler that attempts to describe the process ...