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  2. How to open a savings account for a baby or child - AOL

    www.aol.com/finance/open-savings-account-baby...

    A custodial account is an account that parents can set up and manage on their minor child’s behalf, and the child is able to take over the account upon becoming a legal adult.

  3. What is a custodial account? - AOL

    www.aol.com/finance/custodial-account-173403481.html

    Here’s how custodial accounts work.

  4. Best savings accounts for teenagers in 2024 - AOL

    www.aol.com/finance/best-savings-accounts...

    Minors usually need an adult to open an account Teens under age 18 will likely need a parent or guardian to open a savings account. This adult will be designated as a joint account holder .

  5. Custodial account - Wikipedia

    en.wikipedia.org/wiki/Custodial_Account

    A custodial account is a financial account (such as a bank account, a trust fund or a brokerage account) set up for the benefit of a beneficiary, and administered by a responsible person, known as a legal guardian or custodian, who has a fiduciary obligation to the beneficiary. [1]

  6. Uniform Gifts to Minors Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Gifts_to_Minors_Act

    Under the UGMA or UTMA, the ownership of the funds works like it does with any other trust and the donor must appoint a custodian (the trustee) to look after the account for the benefit of the beneficiary. [citation needed] Until 1986, a UGMA or UTMA account allowed the assets to be taxed at the minor's income tax bracket. Tax law changes in ...

  7. Children's Savings Accounts - Wikipedia

    en.wikipedia.org/wiki/Children's_Savings_Accounts

    Children's Savings Accounts (CSAs) are a type of savings accounts in the United States, usually specifically designed for higher education savings. They are often available through state or local government programs or nonprofit organizations , in partnership with banks and credit unions .

  8. Coverdell Education Savings Accounts: Your 2024 guide - AOL

    www.aol.com/finance/coverdell-education-savings...

    For instance, if you want to contribute more than $2,000 per year or have too high of a MAGI, a Coverdell may not be the best option for your situation. Some other options to consider include: 529 ...

  9. Uniform Transfers to Minors Act - Wikipedia

    en.wikipedia.org/.../Uniform_Transfers_to_Minors_Act

    The Uniform Transfers To Minors Act (UTMA) is a uniform act drafted and recommended by the National Conference of Commissioners on Uniform State Laws in 1986, and subsequently enacted by all U.S. States, which provides a mechanism under which gifts can be made to a minor without requiring the presence of an appointed guardian for the minor, and which satisfies the Internal Revenue Service ...

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