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2. What happens if you drive without insurance in California? - AOL

   www.aol.com/finance/happens-drive-without...

   California is a “no pay, no play” state, which prevents an uninsured not-at-fault driver from suing an insured at-fault driver for non-economic damages, such as pain and suffering or ...

3. California car insurance laws - AOL

   www.aol.com/finance/california-car-insurance...

   California is not a no-fault state. Instead, California is a tort state, which means the not-at-fault driver relies on the at-fault driver’s insurance policy to pay the majority — in some ...

4. What does no-fault state mean? - AOL

   www.aol.com/finance/does-no-fault-state-mean...

   Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...

5. No-fault insurance - Wikipedia

   en.wikipedia.org/wiki/No-fault_insurance

   No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

6. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.

7. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.