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To understand how and why, we need to talk a bit about how no-fault insurance works. ... $500 collision deductible. $500 comprehensive deductible. Bodily injury liability: ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
100% at fault: If a driver is deemed 100 percent at fault in an accident, their insurance company will be responsible for covering damages. 51% or more at fault: Sometimes, your percent at fault ...
If you have a $500 deductible, you’d really be receiving $1,000 for your auto insurance claim. ... No-fault does not mean someone did not cause an accident, and the at-fault driver can still be ...
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
You’re the driver in an at-fault accident, and the damages are severe enough that your insurance company declares your vehicle a total loss. After your $500 collision deductible, your claims ...
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