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A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).
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The four-drawer vertical file, letter width, is the version purchased by most businesses. The two-drawer file is sold mostly for use alongside a desk. The five-drawer file is mostly purchased by Federal, State, and Local governments (in a 28-inch-deep or 710 mm version), as it typically provides the lowest cost per filing inch.
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A white wooden drawer Filing card drawer. A drawer (/ d r ɔːr / ⓘ DROR) is a box-shaped container inside a piece of furniture that can be pulled out horizontally to access its contents. Drawers are built into numerous types of furniture, including cabinets, chests of drawers (bureaus), desks, and the like.
File folders usually consist of a sheet of heavy paper stock or other thin, but stiff, material which is folded in half, and are used to keep paper documents. They are often used in conjunction with a filing cabinet for storage. File folders can easily be purchased at office supplies stores.
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