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  2. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    Sample letter of explanation While the exact content of your letter depends on your circumstances, you can use this sample letter of explanation to a mortgage lender as a template: Date

  3. How to Write a Letter to Congress About Student Loan Issues - AOL

    www.aol.com/write-letter-congress-student-loan...

    While many student loan borrowers focus on working within the status quo to find a solution that works best for them, others prefer to challenge the current system and are passionate about ...

  4. Estoppel certificate - Wikipedia

    en.wikipedia.org/wiki/Estoppel_certificate

    An Estoppel Certificate (or Estoppel Letter) is a document commonly used in due diligence in real estate and mortgage activities. It is based on estoppel, the legal principle that prevents or estops someone from claiming a change in the agreement later on. [1] It is used in a variety of countries for commercial and residential transactions.

  5. Loan waiver - Wikipedia

    en.wikipedia.org/wiki/Loan_waiver

    A loan waiver is the waiving of the real or potential liability of the person or party who has taken out a loan through the voluntary action of the person or party who has made the loan. [1] Examples of loan waivers include the Stafford Loan Forgiveness program in the United States and the Agricultural Debt Waiver and Debt Relief Scheme in India

  6. Mortgage assumption - Wikipedia

    en.wikipedia.org/wiki/Mortgage_assumption

    VA Loans - All mortgages executed after March 1, 1988, require that the buyer be creditworthy to assume a seller’s mortgage. If a VA Loan is being assumed by a veteran with a home loan eligibility, the seller may also request to have their eligibility re-instated upon completion of the assumption.

  7. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    It is also possible to subcategorize on whether the loan is a secured loan or an unsecured loan, and whether the rate of interest is fixed or floating. Promise to Repay Forms of loan agreements vary tremendously from industry to industry, country to country, but characteristically a professionally drafted commercial loan agreement will ...

  8. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    A borrower might ask their parent to be a co-signer on a mortgage, for example, since the parent’s credit history and added income and assets can increase their chances of securing a loan. How ...

  9. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    When the borrower refinances his/her loan, they can pay off the remainder of the debt. Example: If the borrower owes $1,500 in credit card payments and has a gross monthly income of $3,000, his DTI ratio would be 50%. But if the borrower owes $1,500 in payments and has a gross monthly income of $2,000, his DTI ratio would be 75%.

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