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  2. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Credit card debt settlement is an option when you're experiencing financial strain and want to reduce your overall debt. You can negotiate with the card issuer yourself or work with an attorney or ...

  3. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Credit card settlement is a type of debt settlement that will let you pay off credit cards for less than what you originally owed. This can be done by yourself but is sometimes done through a ...

  4. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    On average, debt settlement services may help consumers save nearly 50% on their credit card balances, according to a report from the American Association for Debt Resolution. However, that amount ...

  5. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Alternatives to credit card settlement. When dealing with credit card debt, negotiating may not be the best choice for everyone. There are several different options available to help you get out ...

  6. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

  7. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Infographic about credit card debt in the US (2010) Consumer and government debt as a % of GDP (United States) Consumer and government debt in the United States. Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the ...

  8. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    If you have $6,000 in credit card debt at 22% APR, paying $300 monthly would clear the debt in about 26 months with about $1,600 in interest charges. ... Debt settlement. 15% to 25% of settled ...

  9. Debt consolidation - Wikipedia

    en.wikipedia.org/wiki/Debt_consolidation

    Debt generally refers to money owed by one party, the debtor, to a second party, the creditor.It is generally subject to repayments of principal and interest. [9] Interest is the fee charged by the creditor to the debtor, generally calculated as a percentage of the principal sum per year known as an interest rate and generally paid periodically at intervals, such as monthly.

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