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  2. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Direct PLUS Loan: The direct PLUS loan is a federal loan that graduate or professional students and parents of undergraduate students can use to pay for their education. These loans can be used to help pay for education expenses not covered by financial aid. The Direct PLUS loan is not based on financial need, but credit is necessary.

  3. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    If the student returns to least half-time status, the loans are again deferred, but a second episode no longer qualifies and repayment must begin. All Perkins loans and some undergraduate Stafford loans are subsidized. Loan amounts are limited. Many deferment and forbearance options are offered in the Federal Direct Student Loan program. [66]

  4. Aspire Student Loans: How to Track Down and Manage Your Debt

    www.aol.com/aspire-student-loans-track-down...

    Direct Consolidation Loan: You could look to consolidate your Aspire-serviced federal loans into one new federal debt with the loan servicer of your choice. Your overall interest rate wouldn’t ...

  5. Income-driven repayment - Wikipedia

    en.wikipedia.org/wiki/Income-driven_repayment

    Payments for undergraduate loans are capped at 10% of discretionary income. A proposal to lower the cap to 5% is blocked by a preliminary injunction. Combined undergraduate and graduate loan payments are capped at a weighted average between 5% and 10%. Interest does not accumulate faster than it can it be paid off, so loans never grow.

  6. National Student Loan Data System - Wikipedia

    en.wikipedia.org/wiki/National_Student_Loan_Data...

    The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s (ED) central database for Federal Student Aid. [1] NSLDS receives data from schools, guaranty agencies, the Direct Loan program , and other ED programs.

  7. Public Service Loan Forgiveness - Wikipedia

    en.wikipedia.org/wiki/Public_Service_Loan...

    The program permits Direct Loan borrowers who make 120 qualifying monthly payments under a qualifying repayment plan, while working full-time for a qualifying employer, to have the remainder of their balance forgiven. [2] The earliest time in which borrowers could receive forgiveness under the program was after October 1, 2017.

  8. Stimulus checks: What to do if you never got a direct payment

    www.aol.com/finance/stimulus-checks-never-got...

    Americans who think they were eligible for one or both rounds of stimulus checks but either didn't get them or didn't receive the right amount can now claim those payments on their 2020 tax returns.

  9. Federal Student Aid - Wikipedia

    en.wikipedia.org/wiki/Federal_Student_Aid

    Federal Stafford Loans are made to students and PLUS Loans are made to parents through the William D. Ford Federal Direct Loan (Direct Loan) Program: Eligible students and parents borrow directly from the federal government at participating schools. Direct Loans include Direct Stafford Loans, Direct PLUS Loans, and Direct Consolidation Loans.