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2. The Best Instant Approval Credit Cards of 2025 - AOL

   www.aol.com/finance/5-best-instant-approval...

   Need Immediate Credit Access: People facing sudden expenses or emergencies often apply for instant approval cards to gain fast access to credit. Are New to Credit: Those looking to build credit ...

3. 6 Credit Cards That You Can Use Instantly After Approval - AOL

   www.aol.com/finance/6-credit-cards-instantly...

   The SoFi credit card might not have the name recognition of American Express, but the 3% cash back on all purchases — if you set up direct deposit — is a compelling opportunity for anyone ...

4. The best instant or pre-approved business credit cards - AOL

   www.aol.com/best-instant-pre-approved-business...

   Pre-approval: Pre-approval credit cards use public data and soft credit pulls to tell you if you're pre-approved. While pre-qualifying isn't a guaranteed approval, it indicates a higher likelihood ...

5. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

6. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

7. Prescreen - Wikipedia

   en.wikipedia.org/wiki/Prescreen

   Prescreen is the process by which a lender proactively evaluates a consumer's credit history in order to decide whether or not to offer them credit. The process of prescreening consumers happens without the consumers' knowledge and without any derogatory effects on their credit file. [1]