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DIC policies, on the other hand, may cover landslides and earthquakes, and are purchased separately from your regular business insurance provider. What is the best homeowners insurance company?
Also called additional living expenses coverage. Coverage E — Personal Liability: Covers damage or injury, such as a dog bite or a fall, to someone on your property. Also covers accidental ...
Similarly, landslides are considered an “earth movement” and any damage they cause is excluded from both standard home and flood coverage. Disaster coverage Homeowners in flood-prone areas may ...
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An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions). [1]
An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning. Extended coverage added insurance against loss by the perils of windstorm, hail, explosion, civil commotion, riot and riot attending a strike, aircraft damage, vehicle damage, and smoke damage. [1]
Builder's risk covers perils such as fire, wind, theft, vandalism and many more. It typically does not cover perils such as earthquake, flood or hurricane damage unless the policy has been specifically endorsed to do so. [3] However, earthquake riders can be economical, depending on where a project is located.
Homeowners insurance covers you for repairs or liability when problems unexpectedly strike, but only for events specifically covered in your policy — like a fire in the kitchen, damage during a ...
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related to: property liability for landslide damage policy cover