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2. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   It offers guidance on debt consolidation loans, balance transfers, bankruptcy, debt settlement and debt management. ... GreenPath Financial Wellness has over six decades of experience with credit ...

3. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Debt Consolidation Pros and Cons. Pros: Simplified monthly payments. Potentially lower interest rates (average reduction of 5-10%) Maintained or improved credit score if payments are made on time

4. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Take out a debt consolidation loan: If you have many different types of debt, look into consolidation options. Taking out a debt consolidation loan is a way to simplify your finances — putting ...

5. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   However, debt consolidation can help you redirect your financial resources and pay debt down more efficiently. The key is determining the best way to consolidate debt for your specific financial ...

6. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   Debt consolidation can make repayment easier by consolidating multiple accounts into a single one. Consolidating debt can save you money on interest and help you get out of debt faster, depending ...

7. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

8. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

9. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...