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  2. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  3. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    Calculate your debt-to-income (DTI) ... FHA loans, meanwhile, require a minimum of 3.5 percent down. ... A prequalification could indicate that you might be approved for a mortgage, but is better ...

  4. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    Prequalification: Prequalifying for a mortgage is a less strenuous application that gives you a rough idea of the amount of financing you might be able to get. However, lenders usually only do a ...

  5. How to buy a house with low income - AOL

    www.aol.com/finance/buy-house-low-income...

    Your loan officer can help you prequalify for a loan and understand ways to strengthen your mortgage application, even with low income. ... FHA loan. Income requirement: None.

  6. FHA loans: Definition, requirements and limits - AOL

    www.aol.com/finance/fha-loans-134807555.html

    Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program for buying a home or refinancing. These loans come with fixed and adjustable-rate options, as well as ...

  7. How to get a mortgage - AOL

    www.aol.com/finance/mortgage-180956822.html

    The minimum down payment ranges from 3 to 3.5 percent of the home’s purchase price for fixed-rate conventional loans and FHA loans, respectively. On a $400,000 home, for example, that range ...

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