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An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
The drainage system collects any water entering the basement and drains it to an internally placed sump pump system, which will then pump the water out of the basement. The Federal Emergency Management Agency (FEMA) recommends basement waterproofing with a water alarm and "battery-operated backup pump" as a preventive measure against the high ...
Water infiltration is one of the most insidious sources of home damage. Small leaks can lead to water stains, and rotting wood. Soft, rotten wood is an inviting target for termites and other wood-damaging insects. Left unattended, a small leak can lead to significant structural damage, necessitating the replacement of beams and framing.
In insurance claims, a total loss or write-off is a situation where the lost value, repair cost or salvage cost of a damaged property exceeds its insured value, and simply replacing the old property with a new equivalent is more cost-effective. [1] [2] Such a loss may be an "actual total loss" or a "constructive total loss".
Sump pumps are used where basement flooding may otherwise happen, and to solve dampness where the water table is near or above the foundation of a structure. Sump pumps send water away from a location to any place where it is no longer problematic, such as a municipal storm drain, a dry well, or simply an open-air site downhill from the building (sometimes called "pumping to daylight").
Cases of tularemia, also known as “rabbit fever," are on the rise in the U.S., according to a new report from the CDC. The report identifies symptoms and the groups most at risk.
A view shows damages in the wreckage of an Azerbaijan Airlines' Embraer passenger plane that crashed near the city of Aktau, Kazakhstan December 25, 2024 in this screengrab from a video obtained ...
In construction, a building or structure is waterproofed with the use of membranes and coatings to protect contents and structural integrity. The waterproofing of the building envelope in construction specifications is listed under 07 - Thermal and Moisture Protection within MasterFormat 2004, by the Construction Specifications Institute, and includes roofing and waterproofing materials.
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