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Use our simple mortgage calculator to quickly estimate monthly payments for your new home. This free mortgage tool includes principal and interest, plus estimated taxes, insurance, PMI and current mortgage rates.
Use Zillow's affordability calculator to estimate a comfortable mortgage amount based on your current budget. Enter details about your income, down payment and monthly debts to determine how much to spend on a house.
Use our free amortization calculator to quickly estimate the total principal and interest paid over time. See the remaining balance owed after each payment on our amortization schedule.
This free refinance calculator can help you evaluate the benefits of refinancing to help you meet your financial goals such as lowering monthly payments, changing the length of your loan, cancelling your mortgage insurance, updating your loan program or reducing your interest rate.
Use our VA home loan calculator to estimate your monthly mortgage payment with taxes and insurance. Simply enter the purchase price of the home, your down payment and details about the loan to calculate your VA loan payment breakdown, schedule and more.
Calculate your debt-to-income ratio to determine your eligibility for a mortgage or pay down debt to buy the home of your dreams.
Mortgage borrowers who pay for property taxes through their mortgage servicer usually have property taxes collected in monthly installments as part of their mortgage payment. You can estimate your mortgage costs, including property taxes, using Zillow’s Mortgage Calculator.
Common ways to calculate how much your mortgage should be. While the general rule of thumb is to spend no more than 30% of your income on a mortgage, here are a few calculations you can use as a guide to help you budget for a mortgage payment. Debt-to-income (DTI) ratio
How much of a mortgage payment is principal. Mortgage principal is calculated by subtracting the down payment from the total purchase price. If you use a mortgage to purchase a $300,000 home with a 10% down payment ($30,000), that means your principal is $270,000.
Down Payment Calculator. A down payment is the upfront cost when buying a house, typically 3%-20% of the home's total cost. Estimate your down payment with Zillow.