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  2. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people injured in the accident. The insurance company will not pay more than $25,000 for property damage in repairs to the vehicle that the ...

  4. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    If the driver of the car you were injured in does not have PIP or medical payments coverage, then it is usually possible for you to file a claim through their liability insurance.

  5. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    The surcharge for a minimum coverage policy is similar, about 44 percent more on average for an at-fault accident. If your insurer raises your car insurance rate to a price out of your budget, you ...

  6. Filing a car insurance claim: a step-by-step guide - AOL

    www.aol.com/finance/filing-car-insurance-claim...

    Filing a claim, especially an at-fault loss, may increase the cost of your car insurance substantially. If the accident is not your fault, the other person’s insurance should pay the claim, so ...

  7. Total permanent disability insurance - Wikipedia

    en.wikipedia.org/wiki/Total_permanent_disability...

    TPD Insurance when taken for personal protection is generally not tax deductible and claim payments are not taxable. When TPD Insurance is held in superannuation however a claimant who withdraws the proceeds of their account superannuation account balance, to which a TPD benefit is usually credited to, is taxed.

  8. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Some of the covered accidents include traffic accidents, exposure, homicide, falls, heavy equipment accidents and drowning. Accidental deaths are the fifth leading cause of death in the U.S. [1] as well as in Canada. Accidental death insurance is not an investment vehicle and thus clients are paying only for sustained protection. Most policies ...

  9. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    Being aware of the allotted time for claim filing could help you determine if you’ll be able to resolve the claim through insurance or need to pay out-of-pocket for repairs. Learn more: 7 steps ...