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2. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Cons. Pay more interest over time. No lower interest rate. Lose progress toward federal forgiveness programs. Interest is added to your balance. Forfeiture of federal benefits. Pros of ...

3. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   Takeaway: Because you use the loan funds to pay off other debts, debt consolidation can turn two or three payments into a single payment. This can simplify budgeting and create fewer opportunities ...

4. Should you use retirement savings to pay off debt? - AOL

   www.aol.com/finance/retirement-savings-pay-off...

   Using retirement savings to pay off debt is a decision that should not be taken lightly. It’s true that paying off high-interest debt can save you money in the long run, but you also have to ...

5. Student financial aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_financial_aid_in...

   e. Student financial aid in the United States is funding that is available exclusively to students attending a post-secondary educational institution in the United States. This funding is used to assist in covering the many costs incurred in the pursuit of post-secondary education. Financial aid is available from federal and state governments ...

6. Choosing a debt consolidation lender: How to find the best

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   There are multiple debt consolidation options to choose from, each with its pros and cons. Selecting the best option for your needs is important as it will help guide the type of lender you choose.

7. Debt service coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_coverage_ratio

   The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service ...

8. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

9. What can I use a debt consolidation loan for?

   www.aol.com/finance/debt-consolidation-loan...

   Debt consolidation can be an effective way to manage and pay off multiple forms of debt, such as credit card debt, student loans and medical debt. Pros of debt consolidation include a more ...