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Consolidating your student loans involves combining some or all of your balances into a single loan product, preferably with a lower rate and a more affordable monthly payment.
If you’re a college student looking to build credit and considering your options, weigh the pros and cons of student credit cards.
Debt consolidation is the process of combining several debts into one new loan, sometimes with a lower interest rate. Although it sounds like an ideal solution, there are both pros and cons ...
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still ...
Student financial aid in the United States is funding that is available exclusively to students attending a post-secondary educational institution in the United States. This funding is used to assist in covering the many costs incurred in the pursuit of post-secondary education. Financial aid is available from federal and state governments, educational institutions, and private organizations ...
Low-income students often prefer grants and scholarships over loans because of their difficulty repaying them. In 2004, 88.5% of Pell Grant recipients who had bachelor's degrees graduated with student loan debt. After college, students struggle to break into a higher income bracket because of the loans they owe.
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