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While there are plenty of 2% cash-back credit cards available, I was willing to jump through some hoops to earn 2.5% on up to $10,000 spent per month with the Alliant Cashback Visa® Signature Card.
The best choice, on average, will likely be a card with a standing cash-back rewards number of 1.5% or 2% that you can use without any fees, special restrictions, or cash-back earning caps.
Why we like it: The Chase Freedom Unlimited card’s rewards structure offers users 5% cash back on unlimited travel purchases, plus 5% cash back for a limited time on groceries and Lyft rides ...
Cash-back cards typically offer simpler rewards, but often at lower rates, especially compared to travel rewards cards, which can provide higher value through redemption options like flights and ...
Tiered Cash Back: These cards offer higher cash back rates for specific spending categories, like groceries, dining, or gas. For instance, you could earn 3% on groceries, 2% on dining, and 1% on ...
To find out, here are the best reasons to go with a travel card over a cash back card. 1. You travel several times per year. As a general rule, the more you travel, the more value you'll get from ...
Cash back cards with annual fees tend to have higher cash back rates, too, which can make up for their cost. You won't find many travel cards with no annual fee. There are a few, but they're light ...
Cash back credit cards tend to be a good value for consumers who rarely travel or prefer to save money along the way, rather than build toward a future experience. Cash back rewards are generally ...
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