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Reach your financial goals with our interest-bearing personal & educational savings accounts, traditional & Roth IRAs, and Certificate of Depots (CD).
4.00 % APY* 6-Month CD. *Special promotion. See disclosures at bottom of page. Open now. Earn interest without market risk. FDIC-Insured. Your money is insured up to $250,000, and up to $500,00 if you open with a co-owner. Fast Start. Open online in about 5 minutes, or visit one of our South Florida locations. Guaranteed Return.
Deposit Account Rates. APYs are accurate as of 9/24/2024. Interest Rates/APYs may vary after account opening and are subject to change without notice. Other service fees may apply. Fees may reduce earnings. Refer to the Schedule of Fees and Service Charges.
Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account. OceanFirst Bank works hard to offer you the most competitive rates. Check out our current rates for more information.
Ocean Bank Deposit Rates. Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.32% and 3-month CD rates at 0.15%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.07%. Credit Card rates are at 10.90%. Personal Loan rates are at 11.50%.
Ocean Bank is offering a CD promotion with two competitive rates: 3.55% APY for a 7-month term and a 3.75% APY for a 13-month term. Minimum deposit is $2,500. These also available in an IRA.
Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.