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  2. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    You can also lift your credit freeze in the following ways: Over the phone: Call Equifax at 888-298-0045. A representative will ask you to answer identity-verification questions before lifting ...

  3. Does Freezing Your Credit Affect Your Credit Score? - AOL

    www.aol.com/does-freezing-credit-affect-credit...

    You can freeze or lift the freeze on your credit report for free by contacting each of the three major credit reporting agencies, Equifax, Experian and TransUnion, and you can submit your request ...

  4. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [18]

  5. What does it mean to freeze your credit? - AOL

    www.aol.com/social-security-number-may-exposed...

    Once frozen, you can select "Manage a Freeze" to temporarily lift or permanently remove a freeze on your account. Alternatively, you can contact TransUnion by phone at 1-800-916-8800 to have your ...

  6. Innovis - Wikipedia

    en.wikipedia.org/wiki/Innovis

    First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999. [5] [6] Although they have the same parent company, Innovis is different than CBCInnovis, which merged with mortgage credit-reporting agency, Factual Data, in 2019. [7] [8]

  7. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    Freeze your credit. ... If you are trying to get a new loan or credit card, remember to unfreeze your credit temporarily to ensure you can get approved. The bottom line.

  8. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  9. Here's how to freeze your credit after Social Security number ...

    www.aol.com/heres-freeze-credit-social-security...

    It's free and you'll have the option to say, 'freeze my credit report' with that specific credit bureau," Malicoat said. Disgraced ex-Congressman George Santos expected to plead guilty to federal ...