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The real world process is of course somewhat more complex as the card can return the ARQC in one of two formats (either the simple Response Message Template Format type 1 (id. 80 16) or the more complex Response Message Template Format 2 (id. 77 16) which splits the ARQC data into separate TLV values that need to be reassembled sequentially to ...
An identity verification service is used by businesses to ensure that users or customers provide information that is associated with the identity of a real person. The service may verify the authenticity of physical identity documents such as a driver's license, passport, or a nationally issued identity document through documentary verification.
Dimensions similar to those of a credit card. ID-1 of the ISO/IEC 7810 standard defines cards as nominally 85.60 by 53.98 millimetres (3.37 in × 2.13 in). Another popular size is ID-000, which is nominally 25 by 15 millimetres (0.98 in × 0.59 in) (commonly used in SIM cards). Both are 0.76 millimetres (0.030 in) thick.
The European Banking Authority published an opinion on what approaches could constitute different "elements" of SCA. [3]3-D Secure 2.0 can (but does not always [3]) meet the requirements of SCA. 3-D Secure has implementations by Mastercard (Mastercard Identity Check) [8] and Visa [9] which are marketed as enabling SCA compliance.
The United States passport card is an optional national identity card and a travel document issued by the U.S. federal government in the size of a credit card. [3] Like a United States passport book, the passport card is only issued to U.S. citizens and U.S. nationals exclusively by the U.S. Department of State.
Electronic know your customer (eKYC) involves the use of internet or digital means of identity verification. [7] This may involve checking information provided is valid by using systems to validate ID and proof of address documents or by checking information against government databases such as the official passport database of a country. [8]
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