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  2. Lump sum payout vs. annuity from a pension: How to decide - AOL

    www.aol.com/finance/lump-sum-payout-vs-annuity...

    A lump sum is a one-time payment representing the total value of your accrued pension benefits, discounted to reflect the time value of money. ... Be prepared for lower monthly payments than you ...

  3. For My Pension Payout, Should I Take a $48,000 Lump Sum or ...

    www.aol.com/48-000-lump-sum-462-113000982.html

    Let’s assume you have no cost of living adjustments on the pension annuity or rate of return on the lump sum payment. Then, at $462 a month and $5,544 annually, you need to reach 8.65 years to ...

  4. Should I Take a $150,000 Lump Sum or $1,200 Monthly Payments ...

    www.aol.com/finance/150-000-lump-sum-1-132703296...

    When companies offer a pension, it's common to give retirees two options: collect the pension as a lifetime monthly payment or receive it as a lump sum at retirement. Monthly payments over time ...

  5. Lump sum - Wikipedia

    en.wikipedia.org/wiki/Lump_sum

    A lump sum is a single payment of money, as opposed to a series of payments made over time (such as an annuity). [1] [2] [3] [4]The United States Department of Housing and Urban Development distinguishes between "price analysis" and "cost analysis" by whether the decision maker compares lump sum amounts, or subjects contract prices to an itemized cost breakdown.

  6. Can I Get a Lump Sum Social Security Payment? - AOL

    www.aol.com/lump-sum-social-security-payment...

    For instance, it would take 144 months or 12 years for your $100 lower monthly benefits to equal the $14,400 lump sum payment. If you don’t expect to live that long because of a health condition ...

  7. Types of Pension Payouts: Lump Sum vs. Monthly - AOL

    www.aol.com/news/types-pension-payouts-lump-sum...

    Pension plans are becoming less and less common in the private sector. But if you have a pension, you’ll likely have to make a decision whether to opt for monthly pension payouts or one lump sum ...

  8. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    Using today's rates, a $10,000 immediate annuity for a 65-year-old might pay around $75 to $80 monthly for life. Delaying payments or investing more money would increase this amount.

  9. How Does an Indexed Annuity Differ From a Fixed Annuity? - AOL

    www.aol.com/does-indexed-annuity-differ-fixed...

    A deferred fixed annuity allows you to pay lump-sum or monthly premiums into the annuity and has a set interest rate for a fixed amount of time–usually one to seven years. After the guaranteed ...

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