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2. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Credit card debt settlement, also called debt relief or debt adjustment, is a process in which a lender lets you pay off your credit card for less than your outstanding balance.

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Other options for tackling credit card debt include working with a credit counseling firm or transferring your balance to a new credit card with a 0 percent APR period.

4. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Negative credit score impact: Debt settlement can negatively impact your credit score, ... Unlike debt settlement, consolidation requires full repayment of the outstanding balance.

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement allows the debtor to spread payments out over a set term, instead of having to pay a lump sum in one go which is the case with full and final settlement. UK debt settlement is not to be confused with full and final settlement, where debt management companies have been known to hold on to client funds; in which case the creditors ...

6. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   The item will include relevant dates, and the amount of the bad debt. [3] This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled".

7. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt relief scams: Some criminals target those seeking help with credit card debt. Make sure that you know how to identify a debt relief scam, such as guarantees that you will qualify for debt ...