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The Credit Information Corporation (CIC) is a government-owned and controlled corporation providing credit information system in the Philippines.It was created in 2008 by the Credit Information System Act (CISA) to construct a centralized, comprehensive credit information system for the collection and dissemination of accurate and fair information relevant to, or arising from, credit and ...
In 2016, the Credit Information Corporation or CIC announced the first six credit bureaus in the Philippines in 13 March 2016. The accredited credit bureaus consist of five international firms and one local credit bureau. [1] At that time CIC President Jaime Garchitorena said bureaus could start operations as soon as they become incorporated.
In 1997, Credit Information Bureau, Inc. was incorporated and transformed into a private entity and became CIBI Information, Inc. CIBI is a provider of information to businesses and individuals. [6] The company also supplies compliance reports before accrediting agencies, industry partners and even hiring professionals.
Key takeaways. Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help you raise your score and work toward your financial goals.
Pick the reports you want. Request and review your reports online. You'll once again need to click the red button that says “Request your credit reports” to move on to the next phase in the ...
Poor credit: 300-579. Fair credit: 580-669. Good credit: 670-739. Very good credit: 740-799. Excellent credit: 800-850. The good credit score range includes all FICO credit scores between 670 and 739.
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