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2. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   After applying for a credit card, your credit score will temporarily drop. ... For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make sure ...

3. Credit Card Application Denied? Here's How to Get Approved ...

   www.aol.com/credit-card-application-denied-heres...

   Credit utilization, or the amount of debt you have relative to your total credit limit, is a major part of your FICO® Score (more about credit scores below). Ideally, you should aim to keep it ...

4. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

6. I have good credit. Why don’t I qualify for that card? - AOL

   www.aol.com/finance/good-credit-why-don-t...

   In some cases, credit card issuers may choose to reject your application even if you have a good or excellent credit score. Getting denied for a credit card even though you have good credit might ...

7. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.