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Whether you’re approved instantly or not will depend on several factors, including which card you apply for and your credit score. Check the issuer’s website for details on if the card offers ...
1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
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