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  2. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Here are the minimum credit scores needed based on loan type: Conventional loans: 620. FHA loans: 580 with 3.5% down payment, 500 with 10% down payment. VA loans: No minimum requirement, but ...

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620. USDA loans. No minimum ...

  4. 7 best banks for seniors and retirees in January 2025: Ring ...

    www.aol.com/finance/best-bank-accounts-for...

    Capital One 360 Checking features no monthly maintenance fee, no minimum balance requirements and no overdraft fees, regardless of your selected overdraft protection option. The 360 Checking ...

  5. No-doc mortgage: What is it and can you still get one? - AOL

    www.aol.com/finance/no-doc-mortgage-still-one...

    Cons. Few lenders offer these loans in 2024. You’ll need a good credit score and lots of liquid assets to qualify. No-doc mortgage loans usually come with higher interest rates.

  6. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    Fixed interest rates: Personal loan lenders charge fixed interest rates based primarily on your creditworthiness and debt-to-income ratio. Because interest rates are fixed, the APR on a personal ...

  7. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    Retirement income: Income from retirement accounts (like a 401(k), IRA or 403(b)) and pension income Rental income (including from accessory dwelling units, or ADUs) Disability payments

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