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2. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   One other mistake to avoid is committing to a personal loan if your income is unstable. If you earn the bulk of your income from variable income like commissions or tips, a fixed payment may be ...

3. Best Personal Loans With No Origination Fees - AOL

   www.aol.com/finance/best-personal-loans-no...

   Discover top personal loans with no origination fees. Compare rates and terms to find the best option for your needs today. ... loans are available for $2,500 up to $40,000, with interest rates ...

4. 7 best banks for seniors and retirees in January 2025: Ring ...

   www.aol.com/finance/best-bank-accounts-for...

   Capital One 360 Checking features no monthly maintenance fee, no minimum balance requirements and no overdraft fees, regardless of your selected overdraft protection option. The 360 Checking ...

5. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Here are the minimum credit scores needed based on loan type: Conventional loans: 620. FHA loans: 580 with 3.5% down payment, 500 with 10% down payment. VA loans: No minimum requirement, but ...

6. No income, no asset - Wikipedia

   en.wikipedia.org/wiki/No_Income,_No_Asset

   No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

7. Personal loan vs. home equity loan: Which should you use for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   Typical features. Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value