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  2. What is an excellent credit score? - AOL

    www.aol.com/finance/excellent-credit-score...

    An excellent credit score, which is the highest scoring category, falls between 800 and 850 for FICO and 781 and 850 for VantageScore. ... Let’s take a closer look at what is considered an ...

  3. What is a good credit score? - AOL

    www.aol.com/finance/good-credit-score-223352206.html

    FICO defines a good credit score as one that falls between 670 and 739, whereas anything above 800 is considered excellent. FICO credit scores between 580 and 669 are considered fair, and those ...

  4. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    Key takeaways. FICO Scores are the most common scores used by lenders across the U.S. There are multiple versions of FICO scores, each using different criteria.

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]

  6. Is 800 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/800-good-enough-credit-score...

    An 800 credit score is considered “exceptional” by FICO and is in the highest tier of scores. As long as you meet the lenders’ other requirements, your score is high enough to qualify for ...

  7. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    For example, getting a 60-month new auto loan for $25,000 costs far more with a 500 credit score than with 700 credit score according to the MyFICO loan savings calculator. 500 credit score 700 ...

  8. Is a perfect credit score worth it? - AOL

    www.aol.com/finance/perfect-credit-score-worth...

    If you have a FICO credit score over 800, your credit is considered exceptional — and, 24.1 percent of the scorable population had credit scores in the 800 to 850 range in April 2023, according ...

  9. What is a good credit score to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

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    related to: what is considered an excellent credit score for a home loan is called what name