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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    How to recognize a credit repair scam. ... you can now check your credit reports once a week for free. 2. Pinpoint errors ... Annual report of credit and consumer reporting complaints [PDF], CFPB ...

  3. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Check your credit report for the debt. AnnualCreditReport.com allows you to obtain a free credit report from each major consumer reporting company weekly. Claim your reports online, then review ...

  4. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    In a check overpayment scam, the scammer will pay the victim for goods or services (often in response to an online or classified advertisement, though there are a number of other premises for check overpayment scams) with a fraudulent check of an amount in excess of the intended amount.

  5. PayPal Credit - Wikipedia

    en.wikipedia.org/wiki/PayPal_Credit

    Once the PayPal Credit account is linked to PayPal, PayPal credit becomes a funding option within the PayPal account. PayPal credit will email the customer whenever they are declined. PayPal Credit is not a credit card but a revolving line of credit offered by Synchrony Bank. Much like a traditional credit card, the company will charge late ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit companies purport to measure creditworthiness by looking at information like: the number of accounts held, the age of associated credit accounts, consumer payment history of borrowed money, and the punctuality and consistency of payments. As credit scores have become necessary to maintain credit and purchasing power, this system has been ...

  7. CFPB sues Experian over ‘sham’ credit report investigations ...

    www.aol.com/finance/cfpb-sues-experian-over-sham...

    Regularly check your credit reports for errors. You can request a free credit report from each of the three major credit bureaus through annualcreditreport.com. You’re entitled to one report ...

  8. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

  9. Is credit repair a scam? - AOL

    www.aol.com/finance/credit-repair-scam-214331002...

    Not all credit repair companies are bad. Some can actually help you build credit.