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  2. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    By using the convertible term life insurance provision, the insured can convert a term life policy into a Universal Life or Whole Life policy. This option can be useful to a person who acquired the term life policy with a preferred rating class and later is diagnosed with a condition that would make it difficult to qualify for a new term policy.

  3. Term life insurance - AOL

    www.aol.com/finance/term-life-insurance...

    A common version of this is yearly renewable term insurance. Convertible term life insurance: Lets you convert your term policy into a permanent life insurance policy without needing a new medical ...

  4. 47% of Americans overestimate life insurance costs – here’s ...

    www.aol.com/finance/47-americans-overestimate...

    Convertible term life insurance offers a different kind of flexibility, allowing you to transition your term policy into a permanent one if your needs change over time. For example, if your ...

  5. Term vs. Whole Life Insurance: What’s the Difference?

    www.aol.com/finance/term-vs-whole-life-insurance...

    Term life insurance is insurance that covers a person, often the head of a household, for a specified period. Should the insured person pass away while the policy is in force, the beneficiary ...

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in its underwriting.

  7. Actuarial reserves - Wikipedia

    en.wikipedia.org/wiki/Actuarial_reserves

    As an example, consider a whole life insurance policy of one dollar issued on (x) with yearly premiums paid at the start of the year and death benefit paid at the end of the year. In actuarial notation, a benefit reserve is denoted as V. Our objective is to find the value of the net level premium reserve at time t.

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